For premium digital-wealth platforms like Nexus Prime, identity verification (IDV) is the essential "gatekeeper" that ensures security, regulatory compliance, and high-velocity asset management. To maintain a frictionless experience, it is vital to understand the precise requirements for your digital ID submission.
1. Accepted Government ID Types
For high-net-worth platforms, the standard for verification is a valid, government-issued photo ID.
Passports: Generally the "gold standard," particularly for international clients like Ophelia.
Driving Licences: UK photocard versions are widely accepted for both identity and residency proof.
Biometric Residence Permits (BRP): For non-UK nationals residing in the UK.
National ID Cards: Accepted for EU/EEA and Swiss citizens.
Note: Digital-only platforms often require the original document to be scanned via a mobile device to verify the NFC chip embedded in biometric passports.
2. Critical Document Quality Standards
The most common reason for verification failure—like the one Ophelia experienced—is poor document capture. To ensure a "first-time pass," follow these technical specifications:
Full Visibility: All four corners of the document must be visible in the frame.
Zero Obscuration: Do not cover any text, holograms, or MRZ lines (the machine-readable code at the bottom of a passport) with your fingers or a case.
Lighting Control: Avoid camera flash or overhead glare that can "white out" security features.
Plain Background: Place the ID on a dark, non-reflective surface to help the AI distinguish the document edges.
3. The "Liveness" Factor: Selfie Verification
Modern platforms go beyond static images. You will likely be asked to perform a "Liveness Check" to prove you are a real person and not a 2D image or a deepfake.
Selfie Capture: Align your face within the digital oval on your screen.
Active Motion: You may be asked to turn your head, blink, or speak a phrase to confirm live presence.
Lighting: Ensure your face is evenly lit with no heavy shadows.
4. Supporting Documentation (Proof of Address)
Financial regulations often require a separate document to verify your residency.
Utility Bills: Gas, water, or electricity bills, typically dated within the last 3 months.
Bank Statements: Must show your full name and residential address (matching your application exactly).
Tax Correspondence: Official letters from HMRC or your local council.
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